MGRA has the insurance products and services artisan contractors need to win the job, manage risk, and keep their employees safe. From carpenters to plumbers, HVAC technicians, electricians, drywall installers, roofers, landscapers, and other artisan contractors, we provide individualized insurance solutions that respond to your unique risk profile.
Our Selection of Coverages for Contractors
Our insurance solutions for artisan contractors include but are not limited to:
Property Insurance – Covers property your business owns that is located at the described business premises. If you own or lease the premises, we can provide coverage for tenants improvements and betterments.
Installation Floater – Covers all kinds of machinery and equipment during transit, installation and testing at a customer’s premises.
Contractors Tools and Equipment Floater – Covers insured property wherever it is used and may include items such as hand tools, power drills, hoisting machines and power pumps.
General Liability – Covers bodily injury or property damage that is caused by your business operation.
Excess Liability – Extends the limits of coverage in your primary liability policies.
Business Auto Insurance – Covers vehicles used for business.
Professional Liability – Provides coverage for financial losses from errors or omissions performed on behalf of the client.
Contractor’s Pollution Liability – Provides third-party coverage for bodily injury, property damage, defense, and cleanup as a result of pollution conditions arising from contracting operations performed by or on behalf of the contractor.
Workers’ Compensation – Provides medical payments and lost wages to workers injured on the job.
Surety – Offers all types of contractor bonds – from licensing to bid and performance bonds.
We work with some of most respected and competitive insurance companies specializing in artisan contractors insurance. We can design an affordable, responsive program for you.